Home builders from HomeMate 

Home builder Finance:

HomeMate offers Home Builders the access of a large section of home loans for your clients to get finance at low home mortgage rates.

Check these home mortgage features against your clients need and call us or apply online.

No savings, 10% deposit mortgage:

• No savings, 10% deposit mortgage
  • 90% mortgage
  • 10% deposit need not be saved, and can be from any source including:
    • Borrowed
    • First home owners grant
    • Gift from parents
  • Competitive interest rates, below most bank standard variable.

  Apply here now

Mortgage refinancing :

• 5% equity required if only one loan refinanced
  • 95% mortgage
  •   5% equity left in home after refinancing.
  • Competitive interest rates, below most bank standard variable.

  Apply here now

Debt consolidation mortgage:

• 10% equity required where several debts are to be consolidated into the mortgage.
  • 90% mortgage
  • 10% equity left in home as a minimum after consolidation:
  • Consolidate many loans into one low repayment including:
    • Existing mortgage [required]
    • Personal loans
    • Credit Cards
    • Store cards
    • Car loans
  • Competitive interest rates, below most bank standard variable.

  Apply here now

97% LVR mortgage:

• 97% LVR mortgage
  • 3% saved  over 6 month essential minimum.
  • Also must have application and establishment fees and mortgage insurance, but can be grant or gift. [Allow 2% to 3% of loan amount]
  • Low other credit essential.
  • Good credit essential.
  • Stable work history.
  • Expect very competitive rates. [under most bank standard variable rates]

  Apply here now

95%LVR Line of credit mortgage:

• 95%LVR Line of credit mortgage
  • 5% saved over 6 months minimum
  • Same jobs at least 6 months full time all applicants.
  • Must also have around 2% allowed for costs including valuation and mortgage Insurance.
  • Minor credit problems may be accepted if dealt with 6 months before applying.
  • Competitive rates.
  • Direct salary crediting possible.
  • Credit card and cheque book attached to loan as options.

  Apply here now

Jumbo mortgage:

•  80% LVR Jumbo loans
  • Loans up to $2 million per security.
  • Fully verified loans for credit worthy people wanting to buy properties of over one million dollars.
  • Need at least 20% deposit, or equity if refinancing for best rate offer.

  Apply here now

80% LVR Lo doc mortgage:

•  80% LVR Lo docs
  • Ideal for self employed or full time property investor with no financials prepared to satisfy normal lending criteria.
  • 2 years in business required ABN.
  • Paperwork less demanding on serviceability and self certification required.
  • Need at least 20% deposit, or equity if refinancing for best rate offer.
  • Competitive rates, with options to reduce to below most bank standard variable rates:
    • As soon as the income can be verified or,
    • Automatically after a satisfactory repayment history.[24 months]

  Apply here now

65% LVR No financials mortgage:

•  65% LVR No financials mortgage
  • Ideal for self employed.
  • No track record in business.
  • Paperwork less demanding on serviceability and self certification required.
  • Need at least 35% deposit, or equity if refinancing for best offers.
  • Rates about 1% more than standard variable, but options to reduce to lenders standard variable:
    • As soon as the income can be verified or,
    Automatically after a satisfactory repayment history.

  Apply here now

20% non-residents [Overseas investor] mortgages:

• 20% non-residents [Overseas investor] mortgages
  • Investors from other countries can now invest in Australian Property.
  • You must be Foreign Investment Review Board approved.
  • Must have 20% deposit as a minimum plus your costs to complete settlement.

Apply here now

Up to 95% mortgages for Australians working overseas: 

• Up to 95% mortgages for Australians working overseas 
  • Australians residing and working overseas can now get invest or refinance in Australia as if they were here.

  Apply here now

NZ to Aus investor mortgages:

• NZ to Aus investor mortgages
  • We can now use the equity in New Zealand property to invest in Australia.

  Links to Home Loan Applications

  Mr Mortgage is now taking loan applications on behalf of Loan Mate. Please apply below

  • Home Loan Application. For your home mortgage loan, mortgage refinance and home equity loan please apply here now.

  Links to Home Loans for specialty purposes

  No Deposit Home Loans

  • 100 Mortgage Home Loans don't need for you to have saved a deposit or down payment. With low mortgage interest rates and the first home buyers grant and the other savings offered by your State Government, that could mean moving in to your home sooner. Apply here now for a 100 percent home loan.

  Home Loan Refinance

  • Mortgage Home loan refinance can make repayments easier by reducing monthly repayments. Apply here now for home loan refinance.

  • 95 Mortgage Refinance, allows you to refinance, pay other bills out and get one low mortgage rate. Consolidate multiple loans and credit cards at 95% LVR with your home loan here now.

  Low Doc Loans

  • 80 Low doc home loans allow you to apply for a home loan with no income verification at low mortgage rates. Apply for an 80 percent lo doc home loan here now.

  • 90 Low doc Home loan allows self employed and contractors to buy a home without the usual income verification dramas. Apply here now for a 90 percent low doc home loan.

  • 95 Low doc home loan allow self employed to buy a home with the usual income tests and business period test. Apply here for a 95 percent low doc home loan now.

  No Doc Home Loan

  • A No Doc Home Loan means no statutory declaration of income, no financials to prove income, as long as you have 20% saved deposit or more 20% equity if refinancing. Apply here now for a no financials home loan.

  Bad Credit Home Loans

  • Bad credit Home loans allow people buy a home or refinance existing home finance with poor credit histories, depending on income, reason for the credit issues and deposit or equity in the property. For a bad credit home loan apply here now.

   

  Apply here now