Non Conforming Loans: HomeMate

Non-Conforming loans in the Flexible program:

Non conforming loans are mortgage backed home loans that we set that do not conform to traditional lending guidelines.

Non conforming loans include home loan approvals to:

• New migrants and people without establish work and income histories.
• Newly self employed, who had sound work skills and history but have just left steady employment to open their own business in the same field.
• Contractors who were recently working for an employer, and have chosen, or otherwise decided to go on contract.

To apply for our Flexible Home Loan Programs please click here now

HomeMate are securitised mortgage lending originators, mortgage managers and mortgage service providers. We specialise in setting flexible mortgage solutions at competitive rates Australia wide.

Non conforming loans for the credit impaired

People with a credit impairment may also be approved for a non conforming loan. Circumstances may include:

• People with minor credit impairments such as phone and utility bill oversights.
• People with unpaid bills that have gone to court and had judgements against them that are unpaid.
• People with homes that are behind in their mortgage payments, or other credit obligations and wish to refinance to lower their bills.
• For people with bad credit, from large unpaid judgments to recent discharge from bankruptcy or creditor arrangements.

To apply for a non conforming home loan, please click here now.

To apply for a bad credit home loan or mortgage refinancing click here.

Links to Home Loan Applications

Mr Mortgage is now taking loan applications on behalf of Loan Mate. Please apply below

• Home Loan Application. For your home mortgage loan, mortgage refinance and home equity loan please apply here now.

Links to Home Loans for specialty purposes

No Deposit Home Loans

• 100 Mortgage Home Loans don't need for you to have saved a deposit or down payment. With low mortgage interest rates and the first home buyers grant and the other savings offered by your State Government, that could mean moving in to your home sooner. Apply here now for a 100 percent home loan.

Home Loan Refinance

• Mortgage Home loan refinance can make repayments easier by reducing monthly repayments. Apply here now for home loan refinance.

• 95 Mortgage Refinance, allows you to refinance, pay other bills out and get one low mortgage rate. Consolidate multiple loans and credit cards at 95% LVR with your home loan here now.

Low Doc Loans

• 80 Low doc home loans allow you to apply for a home loan with no income verification at low mortgage rates. Apply for an 80 percent lo doc home loan here now.

• 90 Low doc Home loan allows self employed and contractors to buy a home without the usual income verification dramas. Apply here now for a 90 percent low doc home loan.

• 95 Low doc home loan allow self employed to buy a home with the usual income tests and business period test. Apply here for a 95 percent low doc home loan now.

No Doc Home Loan

• A No Doc Home Loan means no statutory declaration of income, no financials to prove income, as long as you have 20% saved deposit or more 20% equity if refinancing. Apply here now for a no financials home loan.

Bad Credit Home Loans

• Bad credit Home loans allow people buy a home or refinance existing home finance with poor credit histories, depending on income, reason for the credit issues and deposit or equity in the property. For a bad credit home loan apply here now.

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